Revenue-Based Financing

Funding that moves
with your business

We collect a percentage of your sales — nothing more. When business is slow, you pay less.

Apply in minutes See how it works

See how much you may qualify for

$10k $50,000 / mo $500k
$10k $40,000 $250k
You may qualify for up to
$50,000
This is an estimate based on the information you provided. A Guavo advisor will confirm your offer after reviewing your file.
Start your application →
Approval in 24 hours
Revenue-aligned payments
Transparent terms
Fast & personal
How it works

Three steps to funded

No lengthy underwriting, no collateral, no surprises. Just straightforward financing that respects how your business actually operates.

1

Apply in minutes

Fill out our simple application with basic information about your business and its owners.

2

Receive your offer

We review your file and send a transparent offer showing your funding amount, total repayment, and estimated weekly payment. Most applications are approved within 24 hours.

3

Get funded

Sign the agreement and your funds are on the way. We collect a percentage of your weekly deposits, nothing more.

Why Guavo

We are building a different kind of financing company

One that aligns with your revenue, not against it.

24h
Most applications approved in 24 hours
Revenue-aligned payments
We collect a % of your actual weekly deposits.
Transparent terms
You see the full repayment amount before you sign — no surprises
Fast & personal
Decisions made by people who work with you to get your deal done.
Industries

Who we work with

1
Business
2
Owner
3
Financing
Apply now

Get your offer today

Takes less than 3 minutes. Soft credit pull only — no impact on your score.

Government-Issued Photo ID (required)

Driver's license, state ID, or passport. PDF, JPG, PNG, or HEIC. Up to 1 MB.

Bank Statements (optional to prequalify, required for an offer)

Upload the last 4 months of business bank statements to speed up review. PDF, JPG, PNG, or HEIC. Up to 3 MB total.

Don't have them handy? Submit your application without them to get prequalified. You can send the statements later.

Credit Profile Authorization (Fair Credit Reporting Act) This is a soft credit pull (does not impact credit score). You understand that by checking the I AGREE box below, you are providing "written instructions" to Guavo Inc. and its funding partners under the Fair Credit Reporting Act, authorizing Guavo Inc. and its funding partners to obtain information from your personal credit profile or other information from one or more consumer reporting agencies (such as Experian, Equifax, and/or TransUnion). You authorize Guavo Inc. and its funding partners to obtain such information solely to conduct a pre-qualification for credit.
Electronic Signature Disclosure & Consent (ESIGN Act) By typing your full legal name below and clicking Submit, you are signing this application electronically. You agree that your electronic signature is the legal equivalent of a manual signature and is binding under the federal Electronic Signatures in Global and National Commerce Act (ESIGN, 15 U.S.C. § 7001) and applicable state law. You have the right to receive this application in paper form — to request a paper copy, email contact@guavo.com. You may withdraw this consent at any time prior to submission.

You also expressly: (1) consent to be contacted by Guavo Inc. and its funding partners at the phone number and email provided, including via calls, texts, and automated methods, even if listed on a Do Not Call registry (opt out anytime by replying STOP or emailing contact@guavo.com); (2) authorize Guavo Inc. to share this application with its funding partners; and (3) certify that all information provided in this application is true and accurate to the best of your knowledge.
By signing, you agree to all disclosures and consents above.
✓

Application received

Thank you. A signed copy of your application has been emailed to you. We'll review your file and be in touch within one business day.
Questions? Call (645) 300-2180

Before you apply

FAQs

Tap the Guavo to see each answer

Does applying affect my credit score?

No. We do a soft credit pull only, with no impact on your score, and it is not visible to other lenders as an inquiry.

What do I need to get my offer?

Your completed application, a valid government-issued ID, and your last 4 business bank statements. The statements are what determine your offer, so having them ready is the difference between an answer today and an answer next week.

What are the minimum requirements?

Four months in business and at least $8,000 in monthly sales. If you meet both, send us your application.

How quickly can I get approved?

Most applications are approved within 24 hours of us receiving your complete file.

Read all questions →